Digital financial literacy and financial well-being

Source: Science Direct


This article explores the correlation between digital financial literacy and financial well-being within the context of Korean adults. 

Through an analysis of data obtained from online surveys, this review elucidates the connection between digital financial literacy and financial well-being, pinpointing a substantial association primarily attributed to 2 key factors

  • Financial knowledge;

  • Capacity to safeguard against digital fraud. 

Notably, digital financial literacy exerts a more pronounced impact on financial well-being than mere financial knowledge, yielding significant effects across diverse socio demographic strata.


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