Achieving financial well-being is a universal life goal, with financial educators focusing extensively on understanding its determinants. S. Sarwal and his colleagues argue that digital financial inclusion is gaining prominence, particularly in assisting those at the bottom of the economic pyramid in engaging with the financial system. 

Fintech companies leverage artificial intelligence to facilitate digital financial inclusion, ensuring participation from marginalized groups like women, youth, and low-income individuals.

They summarize here their recent study investigating the roles of financial behavior, efficacy, and attitude in attaining financial well-being, revealing the mediating effect of AI-enabled financial inclusion. 

Using SMART PLS 4.0.9.3, data from 426 respondents were analyzed, highlighting the significance of fostering sound financial practices through education to enhance financial security and support global poverty eradication efforts outlined in the UN's SDGs.